payment policy

Medical services are provided and billed by Medical Office. Our office participates in most of the major health insurance plans in the region except Kaiser Foundation.  The health plans which we currently accept are listed below.

If your plan is not listed below, contact our office.

Please be aware that with any health plans, there may be deductibles and copayments for which you could be responsible.  Copayment is due at the time of the visit.

health plans

  •  Hill Physians Medical Group

  • Aetna

  • Anthem Blue Cross

  • Blue shield

  • Cigna

  • Beech street

  • GEHA

  • Health net

  • United Health Care

  • Partnership Health Plan of CA

  • Medicare

  • TRicare

  • Western Health Advantage  (Specialist)

  • PPO plans of all insurances in general


questions about your bill

Is there a co-pay for my office visit?

Depending upon your insurance, there may be a co-pay for the office visit. Co-payment is to be paid at the time of office visit. 


Can I pay by credit card?



What billing or insurance information will I receive?

After your insurance has paid, we'll bill you for your portion of the unpaid balance.

How long will it take to get things settled with the insurance company?

Generally, it takes from 45 to 60 days to obtain payment from an insurance carrier.​

Do I need referral to be seen by Dr. Pandurangi ?

If you have an HMO, you will need a referral from your Primary care Physician.

PPO plans do not need referral.


​Are allergy injections covered by my health insurance?

​Most insurances cover allergy injections.  You may have a copay. Please check with your insurace company for details.  Contact our office if you have questions.